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Solutions > Use case > Virtual branch

Virtual branch banking for personalized service anywhere

Give account holders branch-quality service through live chat, persistent messaging, video banking, co-browsing, and access to the right employee, wherever they choose to connect.

Virtual branch banking with Lynq

What is a virtual branch?

A virtual branch gives account holders access to branch-quality service through digital channels, without requiring a physical visit. Lynq® helps financial institutions connect people with the right employee through live chat, persistent messaging, video banking, and co-browsing.

Account holders can start from your website or digital banking experience and continue with personal support from the right employee or team. Depending on your institution’s configuration, the experience can include:

  • Live chat and persistent messaging

  • Video banking for face-to-face service

  • Consent-based co-browsing for guided assistance

  • Document sharing and delivery

  • E-signature and identity-verification integrations

  • Intelligent routing based on relationship, team, availability, capacity, or expertise

It is more than a video call. A virtual branch extends relationship banking beyond the physical branch, helping employees resolve needs, maintain context, and strengthen account-holder relationships.

Built for scale, without expanding your footprint

Lynq eliminates the need for costly physical expansion. Your internal staff can work from a branch, office, or remotely — and still deliver high-touch service to account holders wherever they are.

Explore how clients like Park National Bank are using Lynq to position their relationship banking strategy with virtual-first customers.

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See how virtual branches are transforming banking.

Download the latest insights in our 2023 report.

Read our 2023 report >

Through the use of our PCFCU Connect App we have transformed our member interactions to be more personal, meaningful and productive.

Tiffany Miller
VP Marketing & Technology
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Park National Bank is no stranger to extending their personal service beyond the branch.

Watch the video case study >